Privacy Policy

Privacy Policy
MorCan Financial Inc. is committed to maintaining the privacy and security of any and all information that you provide to MorCan Financial Inc. through the MorCan Financial Inc. Web Site.

Please note that privacy policies of MorCan Financial Inc.'s affiliates or third parties may apply to information you provide on the MorCan Financial Inc. Web Site, and that we may have no control or influence over those policies or their application. In addition, web sites linked to the MorCan Financial Inc. Web Site may have separate privacy policies.

Use And Limitations Of The MorCan Financial Inc. Web Site
Except where we specify otherwise, MorCan Financial Inc. offers you access to the MorCan Financial Inc. Web Site solely for your personal and non-commercial uses. You promise that you will not use the MorCan Financial Inc. Web Site, in whole or in part, for any purpose that is unlawful or prohibited by this Agreement. You agree that you will not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, frame in another web page, use on any other web site, transfer or sell any information, software, lists of users, databases or other lists, products or services provided through or obtained from the MorCan Financial Inc. Web Site. This means, among other activities, that you agree not to engage in the practices of "screen scraping," "database scraping," or any other similar activity. You agree that you will not use the MorCan Financial Inc. Web Site in any manner that could damage, disable, overburden, or impair the MorCan Financial Inc. Web Site or interfere with any other party's use and enjoyment of the MorCan Financial Inc. Web Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the MorCan Financial Inc. Web Site. If and when requested by MorCan Financial Inc., you agree to provide true, accurate and complete user information and to refrain from impersonating or falsely representing your affiliation with any person or entity. Except with the written permission of MorCan Financial Inc., you agree that you will not access or attempt to access password protected, secure or non-public areas of the MorCan Financial Inc. Web Site.

You agree that MorCan Financial Inc. may in its sole discretion and at any time terminate your access to and use of the MorCan Financial Inc. Web Site, or any part thereof, with or without notice. The MorCan Financial Inc. Web Site contains content and information originated by MorCan Financial Inc., affiliates of MorCan Financial Inc. or unaffiliated third parties. MorCan Financial Inc. makes available such content and information through the MorCan Financial Inc. Web Site as a public service, for the sole purpose of aiding you, the individual consumer. The information in the MorCan Financial Inc. Web Site is provided on as “as is” basis. MorCan Financial Inc. cannot guarantee the accuracy, sufficiency, correctness, veracity, completeness, or timeliness of such information. You are responsible for confirming the sufficiency and reliability of any such information. This means, for example, that all of the information and materials contained in the MorCan Financial Inc. Web Site (including any terms and conditions necessary to obtain a loan or other products or services) are subject to change at any time. Not all products and services are available in all geographic areas. Your eligibility for particular products and services is subject to final MorCan Financial Inc. determination and acceptance.

Your use of and reliance upon any information at the MorCan Financial Inc. Web Site is at your own sole risk. MorCan Financial Inc. shall have no liability to you or any third party for any loss, expense or damage, including consequential, incidental, punitive or special damages, or lost profits or lost revenue, caused directly or indirectly by the use of or reliance upon any information at the MorCan Financial Inc. Web Site. You will be solely responsible for any damage or loss to your computer system or data that results from accessing the MorCan Financial Inc. Web Site or downloading any information or data therefrom.

You agree to indemnify and hold harmless MorCan Financial Inc. from any and all direct and indirect claims against it that may arise out of your use of any information contained in or accessed from the MorCan Financial Inc. Web Site.

Trademarks, Service Marks And Copyright
Copyright in the MorCan Financial Inc. Web Site, and in the information and material therein and in its arrangement, is owned by MorCan Financial Inc. unless otherwise indicated.

If you wish to inform MorCan Financial Inc. of any content that may indicate copyright infringement by any person or entity, please forward your notification to:

Governing Law
This Agreement is governed by the laws of the Province of Ontario. You agree and attorn to the exclusive jurisdiction and venue of courts sitting in Ontario, in all disputes arising out of or relating to the use of the MorCan Financial Inc. Web Site. You are prohibited from using the MorCan Financial Inc. Web Site in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph.

If any part of this Agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the Agreement shall continue in effect. Unless otherwise specified herein, this Agreement constitutes the entire agreement between you and MorCan Financial Inc. with respect to the MorCan Financial Inc. Web Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between you and MorCan Financial Inc. respect to the MorCan Financial Inc. Web Site. A printed version of this Agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this Agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.